Collecting unpaid small claims can be a long and complicated process.
Fortunately, there is a simplified collection procedure for debts of less than €5000.
In this article, we will explain how this process works and how an online amicable debt collection firm can make the process easier.
What is the simplified small claims procedure?
The simplified small claims recovery procedure is a simplified legal procedure that allows the recovery of claims of less than €5000. This procedure is fast, inexpensive and does not require the intervention of a lawyer.
The creditor must first send a letter of demand to the debtor, by registered letter with acknowledgement of receipt. This letter must specify the amount of the debt, the terms of payment and the consequences of non-payment. If the debtor does not respond within 1 month, the creditor can initiate the simplified small claims collection procedure.
The creditor must then fill out an application form for an enforcement order at the clerk's office of the district court. This form must be accompanied by the demand letter and any other document justifying the claim. Once the form has been filed, the clerk of the court of first instance issues an enforcement order to the creditor.
The writ of execution allows the creditor to use a bailiff to recover the debt. The bailiff can then proceed to a seizure of the debtor's property or to a seizure of wages if the debtor is an employee.
How can an online debt collection agency help?
While the simplified collection process is simple and inexpensive, it can be tedious for the creditor. This is where online debt collection firms, such as LEGALCITY, can step in to make the process easier.
By entrusting the recovery of the debt to an online amicable debt collection agency, the creditor can benefit from many advantages. First of all, the firm takes care of all the administrative steps, from the formal notice to the recovery of the debt.
In addition, online debt collection firms have sophisticated tools to locate debtors and assess their creditworthiness. This makes it possible to recover the debt faster and with a higher success rate.
Finally, an online debt collection agency can provide advice and legal assistance in the event of a dispute with the debtor. This can save the creditor from having to resort to a more complex legal procedure.
In conclusion, the simplified small claims collection procedure is a fast and inexpensive legal procedure to recover unpaid claims.
However, when comparing the new amicable collection offers on the Internet, it is clear that a collection company such as LEGALCITY remains the simplest and least expensive solution.
Thus, you have a complete service of amicable and judicial debt collection.
In addition, you have a dedicated customer area and a professional collection agent.